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Holiday Club savings accounts

Save year-round for a brighter holiday season

Make your holiday season a little less stressful by saving year-round. You’ll have your funds in time for holiday spending—helping you avoid overspending and credit card debt. It’s a gift you can give yourself!
 

 
Features

Unlock these benefits for hassle-free holiday saving!

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Start small, earn big

Open your Holiday Club account with just $25—and start earning dividends on balances of $100 or more.

Save year-round

Add funds anytime, or set up direct deposit or automatic transfers to make saving easier. Your account renews automatically each year!

Stay on track

Since early withdrawals will close your Holiday Club Account, it’s easier to stay committed to saving for holiday spending.

Higher dividends

Get rewarded for intentionally saving for the holidays with higher dividends than a traditional savings account.

Right on time

Your balance automatically transfers to your checking account (or share savings account if you don’t have one) on Oct. 31.

Federally insured

Feel confident knowing your deposits are federally insured up to $250,000 by the National Credit Union Administration.

Holiday Club account rates

Maximize your holiday savings

Between gift-giving, entertaining and traveling, holiday expenses can add up fast. Save with a competitive rate that helps your money grow year-round!

Account TypeBalance TierDividend RateAnnual Percentage Yield (APY)1Min. to OpenMin. to Earn
Holiday Club Savingsn/a0.30%0.30%$25$100
Rates are effective as of 04/01/2023 and are subject to change without notice.

1Savings Rates: Dividends and annual percentage yields (APY) accurate as of the last dividend declaration date. The dividend rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.

Open my account Explore the benefits

Not a member? Join Dupaco and open your account today.

How to open my account

Let’s get started. Which describes you best?

I’m a Dupaco member

Log in to Shine Online or Mobile Banking to easily add new accounts to your membership.

Open my savings account

I’m not a Dupaco member (yet)

Use our simple online application to join Dupaco and open your account.

Become a member Continue my application

Need help? Visit any of our convenient locations or give us a call at 800-373-7600. We can’t wait to talk!

 

Holiday budgeting guide

Plan ahead to save more

Keep holiday costs down with our free holiday spending budget. It can help you plan for gifts, travel and other expenses. Plus, get tips to avoid overspending during the season!

Download it

Savings calculators

Crunch the numbers

Between gift-giving, entertaining and traveling, holiday expenses can add up fast. Save with a competitive rate that helps your money grow year-round! Use our free savings calculators to plan ahead. Get a feel for how much you should save each month, whether it’s based on your holiday spending goals or your income and other expenses.

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