Competitive Rates + Flexible Terms + 1:1 Guidance = The right home loan for you
Rates
Refinance your home with a rate that works best for you
| Term | Rate | Points | APR | *Payment Example |
|---|---|---|---|---|
| Refinance: 30-Year Fixed Conventional $806500 or less | 6.500% | 0.00% | 6.574% | $5097.71 |
| Refinance: 30-Year Fixed Conventional $150000 or less | 6.250% | 0.00% | 6.377% | $923.58 |
| Refinance: 20-Year Fixed Conventional | 6.500% | 0.00% | 6.669% | $1118.36 |
| Refinance: 15-Year Fixed Conventional | 6.125% | 0.00% | 6.274% | $1275.94 |
| Rates are effective as of 12/20/2024. Rates may be as low as quoted rates - other terms and conditions may apply. For other loan amounts, terms, and rates please contact the Dupaco Mortgage Team. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time. *Payment example does not include taxes and insurance premium(s). Actual payment obligation can be greater. The APR is based on $150,000 loan amount, unless otherwise noted. Rate quotes reflect 30 day rate lock and expire at 3pm Central Time daily. Rates assume owner occupied - primary and secondary residence only, rate/term refinance. Rates are based on minimum credit score of 760 and 75% loan to value (ltv). Rate/Term Refinance Transaction. A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $766,550 for a single-family home in most states. | ||||
Contact us
Not sure if refinancing is right for you? Let's figure it out together.
Drop us your info below and we’ll be in touch. Need to talk sooner? Just give us a call at 800-373-7600, ext. 204.
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Commonly asked questions
When you refinance your home loan, you’re essentially swapping your current home loan with a new one. You take many of the same steps that you did when you applied for your original loan—except this time, you don’t have to move!
Yes! Dupaco offers a No-Cost loan option for loans over $100k+. Additionally, there are several ways to structure costs related to a loan to help members that may not have the funds to cover closing costs.
If you’re trying to consolidate debt or pay for a larger expense, you might be able to borrow from the equity you’ve built up in your home. (Equity is the part of the house that belongs to you, not your lender).
With a cash-out refinance, you replace your existing home loan with a larger one, and you receive the difference in cash. You get the money in a lump sum, and you can use it toward whatever your goal is—debt consolidation, a home remodel, you name it.
It’s an alternative to a home equity line of credit or a home equity loan. (Learn how these work here.)
| Term | Rate | Points | APR | *Payment Example |
|---|---|---|---|---|
| Refinance: 30-Year Fixed Conventional $806500 or less | 6.500% | 0.00% | 6.574% | $5097.71 |
| Refinance: 30-Year Fixed Conventional $150000 or less | 6.250% | 0.00% | 6.377% | $923.58 |
| Refinance: 20-Year Fixed Conventional | 6.500% | 0.00% | 6.669% | $1118.36 |
| Refinance: 15-Year Fixed Conventional | 6.125% | 0.00% | 6.274% | $1275.94 |
| Rates are effective as of 12/20/2024. Rates may be as low as quoted rates - other terms and conditions may apply. For other loan amounts, terms, and rates please contact the Dupaco Mortgage Team. All loans are subject to approval. Rates, terms, and conditions are subject to change at any time. *Payment example does not include taxes and insurance premium(s). Actual payment obligation can be greater. The APR is based on $150,000 loan amount, unless otherwise noted. Rate quotes reflect 30 day rate lock and expire at 3pm Central Time daily. Rates assume owner occupied - primary and secondary residence only, rate/term refinance. Rates are based on minimum credit score of 760 and 75% loan to value (ltv). Rate/Term Refinance Transaction. A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac which is currently $766,550 for a single-family home in most states. | ||||
The interest rate is the rate of interest charged on a home loan and can be fixed or variable, depending on which loan you choose. The APR is a measure of the cost to you for borrowing money. The APR includes your interest rate, points, fees, and other charges associated with your loan—that’s why it’s usually higher than your interest rate.
Apply to refinance your home using our simple online application. Once you submit it, we’ll set things in motion. Then we’ll be in touch soon about your application’s status and progress.
