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Immediate rewards, future growth—why not both?

Go ahead! Boost your savings, get a little extra in your pocket, or both! Plus, enjoy personalized guidance and seamless services that make managing your money easier than ever.

CHECKING ACCOUNT
Best for managing everyday spending, with accounts that help you save or earn more.
Get $3001 and up to 3.00%1 APY with a new checking account. 

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✨ BUNDLE IT! ✨
Best for earning instant rewards with a checking account and future growth with a Money Market.
Get $3001 and up to 3.00% APY1 with checking PLUS 5.00% APY2 with a money market.

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MONEY MARKET ACCOUNT
Best for growing your savings faster in the background.
Earn 5.00% APY2 on balances of $25,000 or more.

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Your special offers
Make the most of your money

Whether you’re living for today or saving for tomorrow, you have options at Dupaco.

Get $3001 and up to 3.00% APY1 with a new checking account

Enter giveback code CHECK300 during account set up to redeem

We offer two great checking accounts—Free Checking or up to 3.00% APY1 with 1st Rate Checking. Whichever you choose, we’ll deposit $3001 into your new account. Just enter the giveback code CHECK300 during account setup.

Join & open my checking account

1st Rate Checking

BalanceDividend RateAnnual Percentage Yield (APY)1Min. to OpenMin. to Earn
$100,000+0.15%0.15%None$100,000
$25,000 - $99,999.990.15%0.15%None$25,000
$5,000 - $24,999.992.96%3.00%None$5,000
Less than $5,000N/AN/ANoneN/A
Rates are effective as of 11/05/2024 and are subject to change without notice.

1APY= Annual Percentage Yield. Rates are variable and may change after opening the account. APY is accurate as of the last dividend declaration date. Fees could reduce account earnings.

Free Checking

BalanceDividend RateAnnual Percentage Yield (APY)1Min. to OpenMin. to Earn
N/AN/AN/ANoneN/A
1Checking Rates: Dividends and annual percentage yields (APY) accurate as of the last dividend declaration date. The dividend rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
Earn 5.00% APY2 with an Achieve Money Market account

No code needed!

With Dupaco’s Achieve Money Market account, you could earn 5.00% APY2 on balances of $25,000 or more. That means you can enjoy the lifestyle you’ve earned while your money works hard for you in the background.

Join & open my money market account

Account TypeBalance TierDividend RateAnnual Percentage Yield (APY)1Min. to Open 2Min. to Earn
Achieve Money Market$250,000-$1,000,0004.89%5.00%$25,000$250,000
Achieve Money Market$100,000-$249,999.994.89%5.00%$25,000$100,000
Achieve Money Market$25,000-$99,999.994.89%5.00%$25,000$25,000
Rates are effective as of 08/01/2024 and are subject to change without notice.

Business accounts are excluded, and public funds are not accepted in the Achieve Money Market account. This account is limited to a maximum of one Achieve Money Market account per member. Maximum deposits may apply. Fees could reduce earnings. Rates, terms, and conditions are subject to change at any time. 

1APY = Annual Percentage Yield. The rate is variable and may change after opening the account. APY is accurate as of the last dividend declaration date. 

2A minimum of $25,000 of new money is required to open an Achieve Money Market account. “New money” is defined as money not currently on deposit at Dupaco Community Credit Union within the last 180 days.
Want the bundle? Let's make it happen.

$3001 and up to 3.00% APY1 with a Dupaco checking account: No minimum to open
5.00% APY2 with an Achieve Money Market account: Minimum $25,000 opening deposit

Bundling is easier with our help. Contact us to get started!

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Visit us

Stop by your nearest branch to take advantage of this offer.

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Call us

Call us

Give us a call at 800-373-7600, ext. 206 to get started.

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Message us

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Drop us your info and we’ll be in touch within 1 business day.

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Have questions? Want the bundle?

We can help with that. Drop us your info below and we’ll be in touch within 1 business day.

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What offer(s) are you interested in?
We’ll only use your information to offer Dupaco products and services. These offers will be made via phone, mail, or email. For more information about our privacy policy and how we may use your personal information, please click here.
As a not-for-profit financial cooperative, we put people (that’s you!) before profits. Since 1948, we’ve been on a mission to help you build a life worth loving, creating brighter community for all.

2CASH PAYOUT: To receive the offer: 1.) Open a new consumer share draft checking account with promo code online or mention offer in-branch or over the phone. AND 2.) Have acceptable deposits totaling $500 or more made to this account within 90 days of account opening. “Acceptable deposit” methods include cash, checks, ACH (Automated Clearing House), credit/debit card advances, and wire transfers. Please note that internal account transfers between Dupaco accounts are not considered. AND 3.) Meet our Active Checking Definition. After you have completed all the above requirements, we will deposit the $300 cash payout to your checking 3-5 business days later; provided a share draft checking account balance of $0 or more is required at the time of cash payout. 1099 INT issued for cash payouts and members are responsible for applicable taxes.

Account opening subject to qualification and approval. Member will be ineligible for this offer if opening a consumer share draft checking account within 180 days after closing a prior consumer share draft checking account for which they were an account owner (joint or otherwise). Existing checking accounts are excluded from this offer. Any member or account owner (joint or otherwise), with an existing checking account, is excluded from this offer. Anyone, member or applicant, with a charged off deposit account at Dupaco Community Credit Union will be ineligible for this promo. Members who are delinquent, on any loan, for 60 consecutive days or more at the time of account opening or at the time of cash payout are ineligible for this promo. Cannot be combined with other checking offers. This offer is limited to a maximum of one Dupaco consumer share draft checking account per member. Business share draft checking accounts are not eligible for this offer.

Dupaco membership required. You can join if you live or work within our charter area or have a family member who is a Dupaco member, and you make an initial $25 deposit into your share savings account. Other offer restrictions may apply. This offer is available for a limited time and Dupaco reserves the right to alter or terminate the same at any time prior to its acceptance.

ACTIVE CHECKING DEFINITION: Within 90 days of account opening, either: a) Set up direct deposit to your checking account, and have a total of five or more check, debit card or automated clearing house (ACH) debit transactions on that checking account, OR b) If you cannot directly deposit to your checking account, then have ten check transactions, or eight debit card transactions, or five ACH debit transactions or three bill pay transactions on that checking account.

CURRENT RATES: For the most up to date rates, click here. Rates are variable and may change after account is opened. Fees could reduce account earnings.

2APY = Annual Percentage Yield. The rate is variable and may change after opening the account. APY is accurate as of the last dividend declaration date.

A minimum of $25,000 of new money is required to open an Achieve Money Market account. “New money” is defined as money not currently on deposit at Dupaco Community Credit Union within the last 180 days. For the most up to date Achieve Money Market account rates, click here.

Business accounts are excluded, and public funds are not accepted in the Achieve Money Market account. This account is limited to a maximum of one Achieve Money Market account per member. Maximum deposits may apply. Fees could reduce earnings. Rates, terms, and conditions are subject to change at any time.

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