Get a HELOC - Dupaco

From necessary upgrades to funding life's fun, use the equity in your home to pay.

Our home equity line of credit gives you flexible, access to cash. It works kind of like a credit card—borrow what you need, when you need it, up to your limit.

Apply today See rates

Bring your wish list to life

Choose a Dupaco home equity line of credit to help you make home improvements, consolidate debt, take a vacation or whatever else you have in mind. Your home doesn’t even have to be mortgaged through Dupaco to qualify. Plus, you could enjoy:

No annual, application, maintenance or transaction fees^2,3

We’ll pay up to $350 in your closing costs^2,3

Dependable payment protection options

Apply today

HELOC Rates

Loan Program	Annual Percentage Rate (As Low As)²
Home Equity Line of Credit (HELOC)	7.00% APR²
Rates are effective as of 1/1/2025. All loans are subject to approval. Rates, terms, and conditions are subject to change. ¹Home Equity Line of Credit (HELOC): Minimum $5,000 line of credit required on loan-to-value up to 100%. Subject to underwriting, creditworthiness, and meeting credit criteria. ²Loan annual percentage rates (APR) is based on credit score and combined loan-to-value (total mortgage balances divided by the total value of the house) as determined at the time of the account opening. Qualification for the 7.00% APR requires a 720 credit score or higher, and maximum combined loan-to-value of 75% or less. The annual percentage rate (APR) may vary after the account is opened. Maximum APR 21.00%. The rate will be the Prime Rate as published in the Wall Street Journal on the last business day of each month, plus or minus a margin, with a floor rate as low as 4.00% APR. ³Closing costs may range from $175-$800, of which, Dupaco to pay up to a maximum of $350. There are no application, annual, maintenance or transaction fees associated with this account, however, the credit union may recoup its closing costs up to $350 if the loan is closed within 30 months of opening. Property insurance required.

Loan Program

Annual Percentage Rate (As Low As)²

Home Equity Line of Credit (HELOC)

7.00% APR²

Rates are effective as of 1/1/2025. All loans are subject to approval. Rates, terms, and conditions are subject to change.

¹Home Equity Line of Credit (HELOC): Minimum $5,000 line of credit required on loan-to-value up to 100%. Subject to underwriting, creditworthiness, and meeting credit criteria.

²Loan annual percentage rates (APR) is based on credit score and combined loan-to-value (total mortgage balances divided by the total value of the house) as determined at the time of the account opening. Qualification for the 7.00% APR requires a 720 credit score or higher, and maximum combined loan-to-value of 75% or less. The annual percentage rate (APR) may vary after the account is opened. Maximum APR 21.00%. The rate will be the Prime Rate as published in the Wall Street Journal on the last business day of each month, plus or minus a margin, with a floor rate as low as 4.00% APR.

³Closing costs may range from $175-$800, of which, Dupaco to pay up to a maximum of $350. There are no application, annual, maintenance or transaction fees associated with this account, however, the credit union may recoup its closing costs up to $350 if the loan is closed within 30 months of opening. Property insurance required.