Let's get started. Which describes you best?
Not sure which checking account is right for you? Compare your options here.
Your membership and active checking account comes with lots of free perks including:
Hint: Don’t forget to use giveback code CHECK300 during account setup to get $3002 deposited into your new checking account!
Whatever your checking needs are, we've got you covered.
We offer two great checking accounts: One that saves you money and one that earns you up to 3.00% APY1 just for keeping a balance. Whichever you choose, we’ll deposit $3002 back into your new account. Just enter the giveback code CHECK300 during account setup.
- No minimum to open
- Up to 3.00% APY1 with a minimum monthly balance of $5,000 to keep your money working for you
- Ability to skip a $10 monthly fee by keeping your monthly balance above $5,000
- Enjoy up to 125 free accumulative check transactions or deposits each month. After that, $0.20 will be charged per item.
- Free online and mobile banking services
- Free Dupaco MoneyCard/debit MasterCard with EMV chip technology
Current Rates
| Balance | Dividend Rate | Annual Percentage Yield (APY)1 | Min. to Open | Min. to Earn |
|---|---|---|---|---|
| $100,000+ | 0.15% | 0.15% | None | $100,000 |
| $25,000 - $99,999.99 | 0.15% | 0.15% | None | $25,000 |
| $5,000 - $24,999.99 | 2.96% | 3.00% | None | $5,000 |
| Less than $5,000 | N/A | N/A | None | N/A |
| Rates are effective as of 11/05/2024 and are subject to change without notice. 1APY= Annual Percentage Yield. Rates are variable and may change after opening the account. APY is accurate as of the last dividend declaration date. Fees could reduce account earnings. |
||||
No hassles or unexpected charges, and no hoops to jump through. Dupaco’s Free Checking is as straightforward as it gets.
- No minimum to open
- No monthly service charges
- No minimum monthly balance requirement
- Unlimited check writing and deposits
- Free Online & Mobile Banking services
- Free Dupaco MoneyCard debit MasterCard with EMV chip technology
2CASH PAYOUT: To receive the offer: 1.) Open a new consumer share draft checking account with promo code online or mention offer in-branch or over the phone. AND 2.) Have acceptable deposits totaling $500 or more made to this account within 90 days of account opening. “Acceptable deposit” methods include cash, checks, ACH (Automated Clearing House), credit/debit card advances, and wire transfers. Please note that internal account transfers between Dupaco accounts are not considered. AND 3.) Meet our Active Checking Definition. After you have completed all the above requirements, we will deposit the $300 cash payout to your checking 3-5 business days later; provided a share draft checking account balance of $0 or more is required at the time of cash payout. 1099 INT issued for cash payouts and members are responsible for applicable taxes.
Account opening subject to qualification and approval. Member will be ineligible for this offer if opening a consumer share draft checking account within 180 days after closing a prior consumer share draft checking account for which they were an account owner (joint or otherwise). Existing checking accounts are excluded from this offer. Any member or account owner (joint or otherwise), with an existing checking account, is excluded from this offer. Anyone, member or applicant, with a charged off deposit account at Dupaco Community Credit Union will be ineligible for this promo. Members who are delinquent, on any loan, for 60 consecutive days or more at the time of account opening or at the time of cash payout are ineligible for this promo. Cannot be combined with other checking offers. This offer is limited to a maximum of one Dupaco consumer share draft checking account per member. Business share draft checking accounts are not eligible for this offer.
Dupaco membership required. You can join if you live or work within our charter area or have a family member who is a Dupaco member, and you make an initial $25 deposit into your share savings account. Other offer restrictions may apply. This offer is available for a limited time and Dupaco reserves the right to alter or terminate the same at any time prior to its acceptance.
ACTIVE CHECKING DEFINITION: Within 90 days of account opening, either: a) Set up direct deposit to your checking account, and have a total of five or more check, debit card or automated clearing house (ACH) debit transactions on that checking account, OR b) If you cannot directly deposit to your checking account, then have ten check transactions, or eight debit card transactions, or five ACH debit transactions or three bill pay transactions on that checking account.
CURRENT RATES: For the most up to date rates, click here. Rates are variable and may change after account is opened. Fees could reduce account earnings.
