Lock in with certificates or enjoy flexible access with money market accounts.
Your money. Your goals.
Find your perfect savings match
Want more for your money? Choose one of these options that outshines the traditional savings account.
7-month fixed certificate special
5.00%1 APY
- $1,000 minimum balance required
- Best for growing your money with a fixed term and rate, so your savings is ready when you are.
Special
| Term | Dividend Rate | Annual Percentage Yield (APY) | Min. to Earn |
|---|---|---|---|
| 7 Month Fixed Jumbo Certificate Special | 4.49% | 4.55%1 | $100,000 |
| 7 Month Fixed Certificate Special | 4.41% | 4.46%2 | $1,000 |
| 19 Month Fixed Jumbo Certificate Special | 3.86% | 3.90%1 | $100,000 |
| 19 Month Fixed Certificate Special | 3.76% | 3.80%2 | $1,000 |
| Rates are effective as of 10/10/2024 and are subject to change without notice. 1Fixed Jumbo Term Certificate Special Rate: Minimum amount required to open any Special Jumbo Term Share Certificate is $100,000. The dividend rate and annual percentage yield (APY) may change. Dividends begin to accrue on the business day you deposit non-cash items (for example, checks). Dividends will be compounded semi-annually and will be credited to the account semi-annually. Dividends on your account will be credited by adding the dividends to the principle. The annual percentage yield assumes dividends will remain on deposit until maturity. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. 2Fixed Certificate Special Rate: Minimum amount required to open any Special Term Share Certificate is $1,000. The dividend rate and annual percentage yield (APY) may change. Dividends begin to accrue on the business day you deposit non-cash items (for example, checks). Dividends will be compounded semi-annually and will be credited to the account semi-annually. Dividends on your account will be credited by adding the dividends to the principle. The annual percentage yield assumes dividends will remain on deposit until maturity. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. |
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Regular
| Term | Dividend Rate | Annual Percentage Yield (APY)1 | Min. to Earn |
|---|---|---|---|
| 60 Month | 2.39% | 2.40% | $1,000 |
| 48 Month | 2.53% | 2.55% | $1,000 |
| 36 Month | 2.68% | 2.70% | $1,000 |
| 30 Month | 2.88% | 2.90% | $1,000 |
| 24 Month | 3.08% | 3.10% | $1,000 |
| 18 Month | 3.22% | 3.25% | $1,000 |
| 12 Month | 3.47% | 3.50% | $1,000 |
| 6 Month | 4.11% | 4.15% | $1,000 |
| Rates are effective as of 10/10/2024 and are subject to change without notice. 1Term Share Certificate Rates: Minimum amount required to open any Term Share Certificate is $1,000. Fees could reduce earnings on the account. A penalty will be imposed for early withdrawal. |
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Achieve Money Market account
5.00%2 APY
- $25,0002 minimum balance required
- Best for flexible access to your cash with an account that earns a competitive dividend rate.
| Account Type | Balance Tier | Dividend Rate | Annual Percentage Yield (APY)1 | Min. to Open 2 | Min. to Earn |
|---|---|---|---|---|---|
| Achieve Money Market | $250,000-$1,000,000 | 4.89% | 5.00% | $25,000 | $250,000 |
| Achieve Money Market | $100,000-$249,999.99 | 4.89% | 5.00% | $25,000 | $100,000 |
| Achieve Money Market | $25,000-$99,999.99 | 4.89% | 5.00% | $25,000 | $25,000 |
| Rates are effective as of 08/01/2024 and are subject to change without notice. Business accounts are excluded, and public funds are not accepted in the Achieve Money Market account. This account is limited to a maximum of one Achieve Money Market account per member. Maximum deposits may apply. Fees could reduce earnings. Rates, terms, and conditions are subject to change at any time. 1APY = Annual Percentage Yield. The rate is variable and may change after opening the account. APY is accurate as of the last dividend declaration date. 2A minimum of $25,000 of new money is required to open an Achieve Money Market account. “New money” is defined as money not currently on deposit at Dupaco Community Credit Union within the last 180 days. |
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3 standout benefits that are hard not to love
Open my certificate
Ready to start savings with a term-share certificate?
This certificate special can’t be opened online—but we’re right here to help you get started. Drop us your information below, stop into your nearest branch or give us a call at 800-373-7600, ext. 206.
Prefer flexible access with an Achieve Money Market account? Join and open your account here.
As a not-for-profit financial cooperative, we put people (that’s you!) before profits. Since 1948, we’ve been on a mission to help you build a life worth loving, creating brighter community for all.
1Annual Percentage Yield (APY) is accurate as of 9/11/24. Minimum balance required to earn the advertised rate for this 7-month term-share certificate is $1,000. A penalty will or may be imposed for early withdrawal. Fees could reduce earning on this account.
2The rate is variable and may change after opening the account. APY is accurate as of the last dividend declaration date. A minimum of $25,000 of new money is required to open an Achieve Money Market account. “New money” is defined as money not currently on deposit at Dupaco Community Credit Union within the last 180 days. The minimum balance to earn the APY is $25,000.00. For the most up to date rates, click here. Business accounts are excluded, and public funds are not accepted in the Achieve Money Market account. This account is limited to a maximum of one Achieve Money Market account per member. Maximum deposits may apply. Fees could reduce earnings. Rates, terms, and conditions are subject to change at any time.
