*For existing cardholders, the 2.90% annual percentage rate (APR) balance transfer promotional rate is valid for balance transfers that post to your Dupaco Platinum Visa between September 1, 2024 and November 30, 2024. The 2.90% promotional annual percentage rate (APR) expires six months from the date of your first balance transfer, at which time the APR will revert back to the current standard APR, which effective 10/01/2024 is a variable rate from 13.75% APR to 20.75% APR, based on your creditworthiness.
Must be an existing cardholder and the Visa credit card account must be in good standing to qualify. “In good standing” means the Visa credit card account is not over-the-limit or delinquent. All Visa APRs will vary with the market based on the Prime Rate.
There is a grace period on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee is $15.00 or the minimum due, whichever is less if you are four (4) or more days late; returned payment fee-up to $25. Offer valid only on Dupaco Platinum Visa. This offer is available September 1-November 30, 2024.
For new cardholders, the 2.90% annual percentage rate (APR) balance transfer introductory rate is valid for new cardholders’ balance transfers that post to your Dupaco Platinum Visa during the first 90 days following the opening of Dupaco Platinum Visa. The 2.90% introductory annual percentage rate (APR) expires six months from the date of your first balance transfer, at which time the APR will revert back to the current standard APR, which effective 10/01/2024 is a variable rate from 13.75% APR to 20.75% APR based on your creditworthiness. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee is $15.00 or the minimum due, whichever is less if you are four (4) or more days late; returned payment fee-up to $25. Offer valid only on Dupaco Platinum Visa.
Dupaco Rewards Visa
Earn merchandise, travel, cash back & more
APR1
17.25% – 21.00%
Rewards
Earn 1 point for every $1 you spend to redeem on flights, hotels, rental cars, cruises and travel packages.
Hint: Rewards on your mind? Choose a rewards card that’s right for you. Learn more here.
Dupaco Platinum Visa
Save money every day with a low rate
APR2
13.75% – 20.75%
New cardmember offer*
2.90% APR on transferred balances for 6 months (after that your rate will be 13.75% – 20.75% APR)
Not sure which card is right for you?
Get a glimpse into what each Dupaco card offers by downloading our comparison chart.
Dupaco Visa Features
Enjoy perks that don't cost a thing
Business Credit Cards
Small business? Big business?
A Dupaco Business Visa gives you flexibility, account security and tons of extra benefits — for you, your company and employees too. Plus, there’s no annual fee!
Give yourself some credit
Opening a Dupaco Visa Credit Card (and using it correctly) can be a great credit-building tool. So whether you’re trying to establish your credit, improve your score or understand the complex and mysterious world of credit, we’re here to help.
Cardholder Resources
Turn off a lost or stolen card through your Card Security controls in Shine Online & Mobile Banking. If you think someone is using your card without your permission, please call us immediately at 800-373-7600, ext. 201.
Consolidate payments and save on interest by transferring the balance of your “other” cards to your Dupaco Visa. Give us a call at 800-373-7600, ext. 201, or get started in Shine.
1Visa Rewards Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee—$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee—1.00% of each transaction in US Dollars; late payment fee—up to $15.00; returned payment fee—up to $25.00. Rewards Visa Terms and Conditions.
2Platinum Visa Rate: Annual percentage rate (APR) subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at the time of application. There is a grace period before interest is charged on purchases. There is no annual fee and no balance transfer fee. Other fees include: Cash advance fee—$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee—1.00% of each transaction in US Dollars; late payment fee—up to $15.00; returned payment fee—up to $25.00.
*Platinum Visa Introductory Balance Transfer Rate: The 2.90% annual percentage rate (APR) balance transfer introductory rate is valid for new cardholders; balance transfers and balance consolidations that post to your Dupaco Platinum Visa during the first 90 days following the opening of Dupaco Platinum Visa. The 2.90% introductory annual percentage rate (APR) expires six months from the date of your first balance transfer or balance consolidation, at which time the APR will revert back to the current standard APR, which effective 10/01/2024 is a variable rate from 13.75% to 20.75% APR based on your creditworthiness. All Visa APRs will vary with the market based on the Prime Rate. There is a grace period on purchases, and no annual fees or participation fees. Other fees include: cash advance fee-$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee-1.00% of each transaction in US dollars; late payment fee is $15.00 or the minimum due, whichever is less if you are four (4) or more days late; returned payment fee-up to $25. Offer valid only on Dupaco Platinum Visa.
