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Peace of mind for you and your loved ones

Explore life insurance for every budget and life stage, with or without the need for a medical exam

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Compare life insurance quotes
Shop and compare rates of several highly rated companies at your leisure.

Shop and compare rates of several highly rated companies at your leisure.

Explore plans for every budget and life stage, with or without a medical exam.

Explore plans for every budget and life stage, with or without a medical exam.

Once you find the right plan, you can complete and sign the application online.

Once you find the right plan, you can complete and sign the application online.

By using our life insurance quoter tool, you agree that we may collect and share your personal information with a third party to provide you with insurance quotes tailored to your age, gender, and health. We’ll only use your information for this purpose and will not share it with other third parties without your consent. Please note that the quotes provided are estimates and do not constitute a contract or offer of insurance. You should carefully review the terms and conditions of any policy before making a purchase decision.

Types of life insurance explained

Knowing the differences between permanent and term life insurance can help you decide which plan is best for you.

Whole Life Insurance

Whole life insurance

Whole life insurance remains in force for your entire life. The policy grows tax-deferred and grows based on the carrier’s guarantees.

Universal Life Insurance

Universal life insurance

Universal life insurance can provide a death benefit that lasts your whole life for the lowest premium (not for the cash value).

Term Life Insurance

Term life insurance

Term insurance is in effect for a specific number of years. After, you can renew it, convert it to permanent coverage or let it lapse.

Have questions about life insurance? Get answers here.

Questions
Confused by insurance? We have answers.

We get it—insurance can be a tricky and overwhelming subject. But fret not! Our team of insurance experts has answers to some of the most commonly asked questions.

Think of life insurance as a gift for your loved ones. The coverage can help pay for:

  • Funeral costs
  • Bills and ongoing living expenses
  • Outstanding debt, like credit cards and a home loan
  • Continuing a family business
  • Financing future needs
  • Protecting a spouse’s retirement plan
  • Income replacement
  • Long-term care

It depends on your unique situation. But in addition to medical and funeral bills, you might need to pay off debts—like a home loan—and provide for your family for several years. If you have young children, you might need coverage that’s 10 times your annual salary to help a spouse get them through high school.

Use the calculator below to estimate how much coverage you may need—or reach out to us for a free life needs analysis.

Life insurance comes in two main forms—permanent and term. Learn how they work here.

It depends on your situation. In our experience, many consider carrying some whole life insurance—at least enough to cover burial expenses—and enough term insurance to replace your income until age 65.

Consider this: If you get your coverage at a young age, you can lock in your premiums for life. The younger you are, the less expensive your premiums will be! Plus, by purchasing coverage when you’re young and healthy, you help eliminate future health concerns. Don’t wait for a serious health scare to seek coverage—it might be too late to secure it.

Not only is the birth of a child an important time to reevaluate your coverage, but it’s also crucial to start a policy for your child. (See above.) A life insurance policy is one of the greatest gifts you can give your children.

More for you

In addition to our free Quote & Apply life insurance tool, we offer several products that require more specialized servicing. If you have questions about these products, please contact us at 800-373-7600, ext. 210 or drop us a message here.

Whether retirement is nearing or years away, an annuity can be a way to prepare for a better retirement and guarantee you’ll have a regular income for the rest of your life.

Contact us

Disability insurance protects you financially if you become disabled (long-term or short-term) and can no longer work.

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Avoid the hassle of asking loved ones for help. Long-term care insurance may help you pay the costs associated with care that aids you in everyday life.

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Have questions? Need help?

Drop us your info below and we’ll be in touch. Need to talk sooner? Just give us a call at 800-373-7600, ext. 210.

Dupaco Insurance Services is a division of Dupaco Holding, LLC, a wholly-owned subsidiary of Dupaco Community Credit Union. The purchase of insurance is not required in conjunction with the granting of any particular credit union service and the products offered are not endorsed or insured by Dupaco Community Credit Union. Dupaco Insurance Services is not insured by the NCUA or any other regulatory agency; are not obligations of or guaranteed by Dupaco Community Credit Union or any other affiliated entity; are subject to investment risks, including possible loss of the principal amount invested.

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