1VISA Introductory Annual Percentage Rate (APR): Subject to credit qualification. Introductory Annual Percentage Rate (APR) is accurate as of 10/1/12, and is valid on new Dupaco VISA� accounts. The 9.00% variable APR is based on qualifying for 5.99% introductory APR; credit score must be 675 or above. The annual percentage rate may vary after the account is opened. 5.99% introductory APR expires 182 days after the date the account is opened, at which time your APR will convert to the Prime Interest Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. The fully indexed rate as of 10/1/12 is 9.00%. If consumer does not qualify for the introductory APR, then the applicable APR is a variable rate from 12.00% to 16.00%, based on creditworthiness, and may vary after the account is opened. There is a grace period on purchases. There is no annual fee. Other fees include: Cash advance fee�$3 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee�1.00% of each transaction in U.S. dollars; late payment fee�up to $15; returned payment fee�up to $25. 2VISA Platinum: Rates subject to change and may vary during the term of credit. The rate will be the Prime Rate as published in The Wall Street Journal on the last business day of each calendar quarter, plus margin. Margin to be determined by credit score at time of application. Grace period on purchases. There is no annual fee. Other fees include: Cash advance fee�$3.00 or 1.50% of the amount of each cash advance, whichever is greater (maximum of $15); foreign transaction fee�1.00% of each transaction in US Dollars; late payment fee�up to $15.00; returned payment fee�up to $25.00.
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